You are NOT an "Average Joe" by any means! I'm not even hearing that!
The time for settling is over. No more settling in your finances. No more settling in your relationships. No more settling in your passion. No more settling in your purpose! Far too many of you are living below your privilege and have become comfortable there. Consider this your wake-up call. I'll let you hit snooze once. After that I'm coming with the cold water!
Surround yourself with people who expect excellence out of you and also expect excellence out of yourself. Never settle again! There is NO REASON you can't walk in greatness. NONE!!